“Hand holding smartphone to control the r” (CC BY 2.0) by wuestenigel

Back in the 1950s, there was plenty of science fiction that suggested that by now we’d be driving hovercars, eating our meals in tablet form and even living on the moon. While Elon Musk might think the last of these is a real possibility even he’s not managed to make a Tesla fly just yet.

But, while all of these predictions seem like a long way from ever becoming reality, the homes we live in are indeed set to change in some pretty major ways in the not-so-distant future.

They are set to become not so much houses and apartments, but more like “machines for living” in the words of the celebrated architect Le Corbusier, but in some very different ways to the ones that he imagined. We’re going to have the Internet of Things (IoT) to thank for this. It is set to create living spaces that can react to our habits and needs in some ways that seem almost unimaginable at the moment.

There are some obvious ones too. For example, already we’re not so far away from having smart speakers that can predict the kind of music that we’d like to wake up to and IoT-controlled lights that can switch on and off when needed and according to the pattern of our days.

But this level of personalization is set to become much more precise and even start to help us to be healthier.

“The Walensee House, Living Area Fireplac” (CC BY-ND 2.0) by JoeInSouthernCA

Already, experiments are being carried out to see whether cameras and other sensors in fridges and cookers can start to analyse diet and make suggestions about how to lead a healthier lifestyle. There is also work being done on developing toilets that can analyse urine to spot any warning signs of illness or infection. Add to this, mirrors that are designed to pick up on changes in the skin and we could one day be finding out we’re not well long before we actually feel it.

Obviously, having all this kind of tech in our homes is going to affect the price we have to pay for them, something that may not have been factored in just yet. So, it’s highly likely that people will be relying more and more on the services of mortgage brokers like Trussle to find them the most appropriate deals to make their homes affordable. While we focus on the technology of tomorrow, it’s important to look at the first important step – getting on the property ladder. Luckily, technology has made finding a mortgage much more accessible, and sites such as Trussle will point you in the right direction when it comes to finding the best mortgage to suit your needs.

Lenders themselves might even look more favourably on buyers wanting to purchase smart homes. After all, the owners would stand a better chance of staying in good health and there would also be a higher level of security in place with features like keyless entry. Sensors in a smart house would also be likely to detect faults within its structure and signal that attention is needed, protecting the property and helping to keep it in good condition.

While this might all sound like a brave new world, unlike the predictions of the 1950s these changes are actually happening. Most of us are likely to see at least some of them arriving in our homes – and it’s certainly going to make sense to embrace them if we want to live smarter in future.

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